Private Sector Loans by Borrower
By Borrower Type
Individuals (personas humanas) and companies (personas jurídicas) are the two main borrower segments in the private sector. SMEs (pequeños y medianos emprendimientos) are reported separately by the BCRA. All values are in Millions of Pesos (MEyML — includes peso-equivalent of foreign currency). Source: BCRA Estadísticas Monetarias (monthly).
Values expressed in Millions of Pesos
Variations
Total Private Sector
Last
141,500,629
2026-07-31 : 141,500,629
Daily Variation
Monthly series
—
Monthly Variation
+1.9%
2026-06-30 : 138,798,925
Annual Variation
+39.1%
2025-07-31 : 101,722,067
2 Year Variation
+260.2%
2024-07-31 : 39,282,429
3 Year Variation
+1102.4%
2023-07-31 : 11,768,153
5 Year Variation
+3751.2%
2021-07-31 : 3,674,200
10 Year Variation
+15623.1%
2016-07-31 : 899,956
Individuals
Last
66,482,786
2026-07-31 : 66,482,786
Daily Variation
Monthly series
—
Monthly Variation
+0.7%
2026-06-30 : 66,051,287
Annual Variation
+37.2%
2025-07-31 : 48,455,532
2 Year Variation
+294.6%
2024-07-31 : 16,846,566
3 Year Variation
+1087.8%
2023-07-31 : 5,596,983
5 Year Variation
+3402.2%
2021-07-31 : 1,898,336
10 Year Variation
+14115.6%
2016-07-31 : 467,674
Companies
Last
75,017,843
2026-07-31 : 75,017,843
Daily Variation
Monthly series
—
Monthly Variation
+3.1%
2026-06-30 : 72,747,638
Annual Variation
+40.8%
2025-07-31 : 53,266,535
2 Year Variation
+234.4%
2024-07-31 : 22,435,863
3 Year Variation
+1115.6%
2023-07-31 : 6,171,169
5 Year Variation
+4124.3%
2021-07-31 : 1,775,865
10 Year Variation
+17253.9%
2016-07-31 : 432,282
SMEs
Last
32,612,418
2026-07-31 : 32,612,418
Daily Variation
Monthly series
—
Monthly Variation
+3.8%
2026-06-30 : 31,425,945
Annual Variation
+41.8%
2025-07-31 : 23,005,394
2 Year Variation
+239.4%
2024-07-31 : 9,608,807
3 Year Variation
+922.5%
2023-07-31 : 3,189,558
5 Year Variation
+4113.7%
2021-07-31 : 773,954
10 Year Variation
+19396.5%
2016-07-31 : 167,273
Variations Chart
By Loan Type
Mortgage loans (hipotecarios) and secured loans (prendarios) are the two collateralised credit categories tracked separately within total private-sector lending. Their evolution reflects activity in the housing and auto markets. All values are in Millions of Pesos (MEyML). Source: BCRA Estadísticas Monetarias (monthly).
Values expressed in Millions of Pesos
Variations
Mortgage Loans
Last
9,286,312
2026-07-31 : 9,286,312
Daily Variation
Monthly series
—
Monthly Variation
+3.9%
2026-06-30 : 8,933,864
Annual Variation
+90.7%
2025-07-31 : 4,869,492
2 Year Variation
+976.0%
2024-07-31 : 863,054
3 Year Variation
+1774.3%
2023-07-31 : 495,451
5 Year Variation
+3351.3%
2021-07-31 : 269,067
10 Year Variation
+16377.4%
2016-07-31 : 56,358
Secured Loans
Last
8,368,368
2026-07-31 : 8,368,368
Daily Variation
Monthly series
—
Monthly Variation
+0.8%
2026-06-30 : 8,297,996
Annual Variation
+30.6%
2025-07-31 : 6,408,394
2 Year Variation
+276.9%
2024-07-31 : 2,220,581
3 Year Variation
+1016.6%
2023-07-31 : 749,430
5 Year Variation
+4354.2%
2021-07-31 : 187,875
10 Year Variation
+18912.5%
2016-07-31 : 44,015